Nigel Porter
Signature Realty Associates
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Nigel Porter

Signature Realty Associates
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Why should I get prequalified for a mortgage?

One of the first things I ask prospective buyers is, “Do you have a prequalifying letter from a lender?”   If you’re serious about finding a home, and you’re planning to finance that home purchase, I suggest you meet with a reputable local mortgage broker and get a “prequal” letter.   Prequalifying for a loan is a quick way to calculate how much you may be able to borrow from your lender. The amount of money you can borrow for a home loan is not simply based on your credit score, but also the length of time you have been employed, your income, your debt, how large of a down payment you are able to afford and your overall debt-to-income ratio.   I’ll work hard to find you the…
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated Jan 22, 2022 4:45:am.